The THICKEST and CREAMIEST Hot Chocolate Recipe EVER! (2024)

By Kelly



Published: Dec 20, 2020

Updated: Nov 08, 2023

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The thickest and creamiest Hot Chocolate recipe EVER! Think: 5 star restaurant style! Ever wonder how they do it? You’re going to love how easy it is to make your own hot cocoa. It’s a billion times better than a hot cocoa packet mixed with water. This hot chocolate is simply divine. Everyone will think you’re a genius when they taste this (honestly, it’s that good!). If you make it look fancy, you’ll get extra bonus points. I’ll show you a trick to making it look super elegant without any special skills, ingredients, or supplies needed.

Hot Chocolate

My decadent homemade hot chocolate recipe is a combination of milk, chocolate chips, condensed milk, and whipped cream. It is extra flavorful and delicious! It requires a special amount of stirring (that’s where the magic happens!).

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  1. whole milk
  2. sweetened condensed milk
  3. Semi-sweet chocolate chips
  4. vanilla extract
  5. whipped cream
  6. ground cinnamon


Star by adding milk to a medium-large pot. Then, add 1 cup of semi-sweet chocolate chips to the milk. Now, if you know anything about chocolate, it can be very temperamental! Chocolate is VERY sensitive and burns extremely easily. Do yourself a favor and keep your stovetop on low this entire time and stir the hot chocolate constantly. If the chocolate chips settle on the bottom of the hot pan for too long, it will burn.

Right after you add in the chocolate chips, pour in sweetened condensed milk. You can find a can of sweetened condensed milk in the baking aisle of any grocery store. This stuff is SO yummy! They come in smaller cans that are 14oz. You will want to use between 12oz and 14oz for this thick and creamy hot chocolate recipe. Next, add vanilla extract! I tend to add extra because I just love vanilla extract.

Recipe Tip

The most important part of creating thick and creamy hot cocoa is the love that goes into slowly warming it up. Keep the burner on low and stir regularly for about 30 minutes or until it gets hot. Just be sure to not try and heat it up too fast! The kitchen will start smelling like a chocolate factory and, before you know it, every kid will come out of nowhere waiting with excitement. Your kids will now know that their mom makes the BEST hot chocolate ever!

The final part is not necessary, however, I think this small detail makes a huge difference for anyone you’re serving the hot cocoa to. Homemade whipped cream requires special ingredients and tools. Instead, I like to make cups of cocoa look like elegant hot chocolate served in the fanciest restaurants. Simply put regular whipped cream in a bowl and stir it around with a spoon.

Stirring ordinary whipped cream gives it a beautiful creamy texture that you can spoon on top of the hot chocolate. Add as much or as little of the super smooth whipped cream as your heart desires. The fanciest step of all is sprinkling a line of ground cinnamon on top! You might as well serve it with a spoon at this point because this is no regular cup of hot cocoa! It deserves to be savored.

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The THICKEST and CREAMIEST Hot Chocolate Recipe EVER! (13)


Hot Chocolate Recipe

The THICKEST and CREAMIEST Hot Chocolate Recipe EVER! Think: 5-star restaurant style!


  • Medium-large pot

  • Whisk

  • Mixing bowl

  • Spoon

  • ladle


  • 5 cup whole milk
  • 14 ounce can of sweetened condensed milk
  • 1 cup semi sweet chocolate chips
  • 1 teaspoon vanilla extract (at least 1 tsp, you can add more!)
  • Can of whipped cream
  • Ground Cinnamon


  • Pour milk into a pot over low heat

  • Keep it on low heat the entire time to prevent burning

  • Add the sweetened condensed milk, chocolate chips, and vanilla extract to the milk

  • Stir regularly for at least 30 minutes to ensure the chocolate and milk doesn’t burn to the bottom of the pot

  • Once hot, put ordinary whipped cream into a mixing bowl and stir it with a spoon. This removes the extra bubbles making it look fancy and smooth!

  • Ladle the thick and creamy hot chocolate into a mug

  • Spoon the smooth whipped cream on top

  • Sprinkle a line of ground cinnamon across the mug

Additional Info

The THICKEST and CREAMIEST Hot Chocolate Recipe EVER! (14)

Welcome to Smart School House! I’m so glad you are here! I’m Kelly Dixon and my website is designed to inspire your creative side. I hope you visit us here often!

Read more about me

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The THICKEST and CREAMIEST Hot Chocolate Recipe EVER! (2024)


How do you make hot chocolate thicker? ›

Cornflour/Cornstarch: Mix a small amount with cold milk or water to create a smooth paste. Whisk this into your hot chocolate towards the end of the cooking process until it thickens. Double Cream: Stirring in a splash of double cream can instantly enrich and thicken your drink, giving it a velvety texture.

Why is hot chocolate in Europe so thick? ›

In mainland Europe (particularly Spain and Italy), hot chocolate is sometimes served very thick due to the use of a thickening agent such as cornstarch.

What is the difference between French and Italian hot chocolate? ›

Italy is another European country that loves its thick hot chocolate. Their version of hot chocolate uses heavy cream and milk like the French. But unlike the French, they go an extra step by adding cornstarch to thicken the mixture even more. The result is a pudding-like consistency that is still pourable.

Why is hot chocolate so thick? ›

It is made with real, high-quality chocolate. European hot chocolate is typically made with dark chocolate with a high cocoa content, such as 70% or higher. This gives the hot chocolate a richer flavor and a thicker consistency.

What is the best milk for thick hot chocolate? ›

The best type of milk for making hot chocolate is whole milk. This is because the higher fat content in whole milk creates a creamier and richer hot chocolate. However, if you are looking for a healthier option, almond milk or oat milk can also work well as they add a subtle nutty or oaty flavor to the hot chocolate.

What makes chocolate thick? ›

For instance, when chocolate comes into contact with even the smallest amount of water, it seizes. Similarly, if chocolate is overheated, it will become thick and lumpy.

Why is Italian hot chocolate so good? ›

Italian hot chocolate is thicker, creamier, and generally much richer than traditional American hot chocolate, which is less dense and milkier. It is made with a few key ingredients: cocoa, sugar, and milk. In some cases, a little dark chocolate and a thickening agent, such as cornstarch, are added as well.

Which country has the best hot chocolate in the world? ›

Both Switzerland and France are renowned for their hot chocolate, and each country offers a distinct experience. Switzerland is famous for its rich and indulgent hot chocolate. Swiss hot chocolate tends to be thick, creamy, and often made with high-quality chocolate.

What is the difference between American and European hot chocolate? ›

What makes European-style hot chocolate so special? For starters, real milk. You won't find hot chocolate made with water, but with whole milk, and sometimes even a touch of heavy cream.

Why is Mexican hot chocolate different? ›

Mexican hot chocolate includes various spices, including cinnamon, cloves, and ancho chili pepper. These ingredients give it a unique flavor that is sweet and slightly spicy.

How is Mexican hot chocolate different? ›

Mexican hot chocolate contains spices like cinnamon and chili and chopped bittersweet chocolate to create a very rich but less sweet flavor. Whereas traditional American hot chocolate is usually made with a combination of cocoa powder and/or chocolate and tends to be more on the sweet side.

Which chocolate is best for hot chocolate? ›

Homemade hot chocolate recipes contain very few ingredients, and the largest ingredient is chocolate, so be picky. Use dark or bittersweet chocolate. Milk chocolate will be too sweet, at least for most European tastebuds.

How do you make hot chocolate more flavorful? ›

The 15 Best Things To Add To Hot Chocolate
  1. Sprinkle in warm spices. Take inspiration from the flavors of Mexican hot chocolate, and add warm spices like cinnamon, cayenne, and chile powder to your hot chocolate for a delightfully spicy drink. ...
  2. Mix in Nutella. ...
  3. Spike it. ...
  4. Swap regular sugar for maple syrup. ...
  5. Add a rim.
Dec 4, 2023

Is hot chocolate better with water or milk? ›

Although hot chocolate doesn't necessarily need an even more creamy, decadent taste, using milk certainly enriches the experience. We suspect that milk adds a creamier taste than water alone, and when combined with the notes of chocolate, the smooth undertones of the milk simply add a delicious backdrop.

Does Dunkin Donuts make their hot chocolate with milk or water? ›

Dunkin Donuts uses high-quality cocoa powder and milk to create a rich and creamy hot chocolate that is perfect for a chilly day or as a sweet treat. Additionally, customers can customize their hot chocolate with add-ins like whipped cream, marshmallows, or flavor shots.

How do you make hot chocolate less watery? ›

Cocoa powder is also another way to thicken your hot chocolate or drinking chocolate. Any good hot chocolate mix should be a dry mixture of actual grated hot chocolate, not just cocoa powder. However, you can add some cocoa powder to it in order to add a little more thickness to your hot chocolate.

How do you make hot chocolate not taste watery? ›

  1. How much water are you using? It might be worth checking how much water a packet is designed to be used with and whether you're adding too much. – Catija. ...
  2. How much milk did you try adding? I find that even a small amount (a teaspoon or two) can make it noticeably creamier without too much effect on the taste. – gidds.
Jul 4, 2018

What can I add to thick chocolate? ›

Cocoa butter is the best option as it's the natural fat present in chocolate. Alternatively, you can use a bit of vegetable oil or shortening. Start by adding just a small amount (a teaspoon for every 100 grams of chocolate should suffice), stir it in, and see if the chocolate is thin enough for your needs.

Does water make chocolate thicker? ›

Chocolate and water don't go together. Even a small splash of water in your melting chocolate will cause it to seize, becoming stiff and grainy instead of smooth and silky.


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