TIME FOR A NEW CAR? GUARANTEED AUTO LOANS! - automotive services - craigslist (2024)

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TIME FOR A NEW CAR? GUARANTEED AUTO LOANS! - automotive services - craigslist (1)

528 CONCORD EXCHANGE near CONCORD

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💲💲💲 SPECIAL DOWN PAYMENT MATCH UP TO $1000! / Contact Dealer for details! 💲💲💲
💥 100% Financing Approval is OUR GOAL!!! 💥
* Multiple Promotions Can Not Be Combined

☎ Call or Text Our Craigslist Specialists @ (612) 244-3426

💥 Contact us NOW For Vehicle Details or Questions!

🌟 Get Pre Approved for $169 Low Monthly Payment! 🌟
↳ Apply below; Copy & Past link below into your Browser 👇
👉 www.foothauto.com

🚩 REASONS TO BUY FROM FOOTH AUTO SALES 🚩
✅ 100% Financing Approval is OUR GOAL!!!
✅ Accepto ITIN
✅ Warranties Available!
✅ APR as Low as 2.24% *OAC*
✅ All Trade-Ins Welcomed!
✅ Vehicle History Reports Available! Best Selection of Quality pre-owned cars under $30K
✅ Family Owned and Operated with Over 100,000 vehicles sold locally
✅ Access to Over 38 Lenders to help you get Approved
✅ Best Finance Department in the State with over 20 years of experience
✅ See ALL Our Vehicles at www.foothauto.com

🚨 BAD CREDIT❓ NO CREDIT❓ FIRST TIME BUYER❓ BANKRUPTCY❓ NO PROBLEM👍

💥 Financing Approval NO MATTER YOUR CREDIT is OUR GOAL!!! 💥

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    TIME FOR A NEW CAR? GUARANTEED AUTO LOANS! - automotive services - craigslist (2024)

    FAQs

    Does DriveTime check your credit? ›

    You can start your approval now to get started, then head into your local dealership to choose your car! Does DriveTime run a credit check? The online approval process will be a soft inquiry that will not affect your credit score.

    Can you negotiate with DriveTime? ›

    DriveTime is a “No-Haggle Dealership,” where there is no negotiation and the price you see is the price you get.

    How long should I wait between auto loans? ›

    Waiting longer, such as six months to a year, will give your credit score a chance to recover from the credit inquiry and loan that will be on your credit report after you get your first loan.

    How long are auto loan offers good for? ›

    Not all lenders offer 96-month auto loans, but many now do. And, more and more car buyers are agreeing to go with six, seven and eight year car loans. According to consumer credit reporting company Experian, the average auto loan term in the fourth quarter of 2023 was 67.87 months for new cars.

    Can you buy a car with a 524 credit score? ›

    With a bad credit score, you'll likely be offered some of the highest advertised rates. According to data from Experian, borrowers in the subprime category (a FICO score between 501 and 600) can expect an average rate of 12.28 percent for new cars and 18.89 percent for used cars.

    What is proof of income for DriveTime? ›

    Usually this proof is in the form of a current bank statement or pay stub. Proof of income is required when purchasing a vehicle from a dealership.

    What is the average interest rate at DriveTime? ›

    Estimated monthly payments shown assume that a customer is purchasing a vehicle for personal use with DriveTime's average term of 71 monthly payments and an APR (interest rate) of either 7% (best deal) or 22.6% (average deal), based upon DriveTime transactions January 2023-September 2023.

    What is the DriveTime interest rate? ›

    While DriveTime advertises interest rates as low as 7.9 percent, that isn't what the typical DriveTime buyer receives. Instead, the “average deal” listed on the DriveTime website has an interest rate of 22.6 percent (based on data between January 2023 and April 2023).

    Can you get a car loan with a credit score of 450? ›

    This means that the higher your credit score, the more favorable your interest rate and terms will be. In general, you'll need a FICO credit score of at least 600 to qualify for a traditional auto loan, but the minimum credit score required with vary from lender to lender.

    How to get a loan when no one will give you one? ›

    If you're still struggling to qualify through a traditional lender, consider working with your local credit union. Credit unions are often more flexible in their requirements and are willing to work with you to evaluate your financial situation.

    Can you be denied a loan even with a cosigner? ›

    A borrower with a poor credit history or negative financial situations, such as bankruptcies or repossessions, will have a harder time getting approved for a loan—even with a good co-signer.

    Why did I get denied for a car loan? ›

    Borrowers may be denied for vehicle financing due to errors in the application, bad or limited credit or a large amount of debt.

    What is the most common car loan length? ›

    For new-car buyers with credit scores of 781 to 850, the average new-car loan term is nearly 65 months. For those with scores of 500 or lower, the average loan length climbs to just over 72 months. People may choose longer loan terms for several reasons.

    How much is too much for a car payment? ›

    Financial experts recommend spending no more than about 10% to 15% of your monthly take-home pay on an auto loan payment. These percentages do not factor in total car expenses, including gas, insurance, repairs and maintenance costs.

    What is the average car payment? ›

    Car payment statistics

    The average monthly car payment for new cars is $738. The average monthly car payment for used cars is $532. 42.30 percent of vehicles financed in the fourth quarter of 2023 were new vehicles.

    Will Carvana approve me with bad credit? ›

    We do! Carvana offers financing to customers with all types of credit, and we never change our competitive, no-haggle prices or add fees based on a customer's credit.

    What credit score is needed to buy a car? ›

    The credit score required and other eligibility factors for buying a car vary by lender and loan terms. Still, you typically need a good credit score of 661 or higher to qualify for an auto loan. About 69% of retail vehicle financing is for borrowers with credit scores of 661 or higher, according to Experian.

    What are the benefits of buying from DriveTime? ›

    What are the main benefits of buying a used car from DriveTime? DriveTime vehicles include several benefits to help give you peace of mind. Each vehicle includes an AutoCheck ® history report, a 30 day/1,500 mile limited warranty, and 5 Day Return Guarantee. We also have optional extended vehicle coverage available.

    Can I get a car with a credit score of 570? ›

    In general, you'll need a FICO credit score of at least 600 to qualify for a traditional auto loan, but the minimum credit score required with vary from lender to lender. As interest rates increase due to inflation, securing a subprime auto loan may be more difficult — but not impossible.

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